Chicago Sun-Times
The scoop from Washington

Free Chicago Public Library financial counseling: Mortgage refinancing, debt, taxes, credit traps

| No Comments

below, release from the Chicago Public Library...


CHICAGO PUBLIC LIBRARY & FEDERAL RESERVE CONTINUE PARTNERSHIP TO PROVIDE FREE MONEY SMART PROGRAMS

FOR IMMEDIATE RELEASE
September 16, 2011

The Chicago Public Library continues its free series of financial literacy programs designed to help people become more "money smart." Presented in partnership with the Federal Reserve Bank of Chicago and its partners, Money Smart programs help participants understand the business of money, gain control of their finances and learn practical money skills for life. Money Smart programs are held year round at library locations throughout the city. In addition, all Chicago Public Library locations offer books and online resources which allow participants to learn more about organizing their personal finances and financial planning. For a complete listing of Money Smart programs, please visit chicagopubliclibrary.org.

October Money Smart Programs


CHICAGO FINANCIAL PLANNING DAY

Saturday, October 22, from 10:30 a.m. until 2:00 p.m.
***Registration begins at 10 a.m. in the Grand Lobby***

Chicago Financial Planning Day presents a variety of programs with a focus on personal finances during tough times. Certified Financial Planning professionals are available for one-on-one 15 minute consultations and workshops are offered throughout the day. Presenting partners are: Certified Financial Planner Board of Standards, Financial Planning Association of Illinois, Foundation for Financial Planning, U.S. Conference of Mayors, Chicago Office of the City Treasurer and Chicago Public Library. For more information visit http://www.chipublib.org/events/details/id/74782/

Harold Washington Library Center
400 South State Street
(312) 747-8184

ADDITIONAL MONEY SMART PROGRAMS
AT HAROLD WASHINGTON LIBRARY CENTER
(Programs held in the Chicago Authors Room, 7th Fl.)

INVESTING IN UNCERTAIN TIMES

Friday, October 7 at 12:00 p.m.

Discover strategies to determine personal investment goals and keep your financial perspective during uncertain times. Presented by Money Smart Partner, the Financial Planning Association of Illinois.

GET OUT OF DEBT WITH A PLAN AND $1.00, PART II

Tuesday, October 11 at 12:00 p.m.

Learn about new strategies to manage your debt and build a serious savings plan. Presented by Money Smart Partner, Money Sharp, Inc.


MONEY SMART PROGRAMS AT
CHICAGO PUBLIC LIBRARY BRANCH LOCATIONS:

INTRODUCTION TO INVESTING

Basic investment concepts and portfolio design ideas discussed at this presentation are intended for the beginning investor. Learn how to avoid common mistakes made by
investors. Presented by Financial Planning Consultant Warren Arnold, CFA, CFP, and ChFC.

Monday, October 3 at 6:30 p.m.
Near North Branch
310 W. Division St.
(312) 744-0991

JOURNEY TO FINANCIAL SECURITY: SETTING GOALS, PRIORITIES AND BUILDING SAVINGS

Learn how to establish financial priorities so that you'll know where to focus your effort and resources. If you like the security of having money in savings, but have gotten sidetracked, learn the steps you can take that will help your personal savings grow again without causing discomfort or budget distress. Presented by Money Smart Partners, the Chicago Public Library, Office of the City Treasurer and Money Management International.

Tuesday, October 4 at 11:00 a.m.
Greater Grand Crossing Branch
1000 E. 73rd St.
(312) 745-1608

Tuesday, October 4 at 2:00 p.m.
Richard M. Daley Branch
733 N. Kedzie Ave.
(312) 743-0555

Tuesday, October 11 at 2:00 p.m.
Douglass Branch
3353 W. 13th St.
(312) 747-3725

REFINANCING: ISSUES AND AVAILABLE OPTIONS FOR HOMEOWNERS

Refinancing will completely replace your current mortgage loan, providing you with new terms, rate and monthly payments. Learn about available refinancing options that meet a variety of personal and financial goals. Presented by Money Smart Partner, BMO Harris Bank, N.A.

Tuesday, October 4 at 6:00 p.m.
Chicago Lawn Branch
6120 S. Kedzie Ave.
(312) 747-0639

Wednesday, October 5 at 6:00 p.m.
Mabel Manning Branch
6 S. Hoyne Ave.
(312) 746-6800

Tuesday, October 11 at 6:00 p.m.
Woodson Regional Library
9525 S. Halsted St.
(312) 747-6900

Wednesday, October 19 at 6:00 p.m.
Humboldt Park Branch
1605 N. Troy Ave.
(312) 744-2244

Saturday, October 22 at 10:30 a.m.
North Austin Branch
5724 W. North Ave.
(312) 746-4233

SMALL BUSINESS WORKSHOP - THE BASICS OF TAXES

Learn the basics of business taxes, the different types of small business organizations and tax returns. Get tips on required record keeping for small business. Presented by Money Smart Partner, the Internal Revenue Service (IRS).

Wednesday, October 5 at 11:00 a.m.
Richard J. Daley Branch
3400 S. Halsted St.
(312) 747-8990

TAX-FREE INVESTING: IT'S NOT WHAT YOU MAKE, IT'S WHAT YOU KEEP

There are several strategies to help reduce your tax burden. Choosing tax-advantaged investments is one of them. Learn about tax-free investments, their features and how tax-free investing can help you achieve your goals. Presented by Money Smart Partner, Edward Jones.

Wednesday, October 12 at 6:30 p.m.
Roosevelt Branch
1101 W. Taylor St
(312) 746-5656

TRAGIC MISCONCEPTIONS ABOUT BANKRUPTCY

Discover how to solve your financial problems and how to take control of your financial future. You'll get full facts about bankruptcy and other financial rescue options when you discover how bankruptcy can help save your home, credit and peace of mind. Presented by Money Smart Partner Richard Fonfrias.

Thursday, October 13 at 6:30 p.m.
Logan Square Branch
3030 W. Fullerton Ave.
(312) 744-5395

A WOMEN'S GUIDE TO MONEY MATTERS
This presentation examines how to plan and prepare for retirement, options to pay for a child's or grandchild's education and developing a strategy to help achieve financial goals. Presented by Money Smart Partner, Edward Jones.

Saturday, October 15 at 11:30 a.m.
North Austin Branch
5724 W. North Ave.
(312) 746-4233

UNDERSTANDING SOCIAL SECURITY

Please join us for a comprehensive review of the Social Security system and how it will impact you during retirement. This lecture is designed for people who have not yet started taking Social Security benefits and plan to retire in the next three years. Presented by Money Smart Partner Les Goldstein of Personal Financial Strategies, Inc. and Tom Colarusso, an experienced Social Security benefits advisor.

Saturday, October 22 at 10:00 a.m. & Wednesday, October 26 at 6:30 p.m.
Austin -Irving Branch
6100 W. Irving Park Road
(312) 744-6222

CREDIT REPORTS & CREDIT SCORES
Learn how to ensure that the information in your credit report is accurate, which in turn helps you to obtain the best credit terms and rates. Presented by Money Smart Partners, the Chicago Public Library, Office of the City Treasurer and Money Management International.

Monday, October 24 at 2:00 p.m.
Richard M. Daley Branch
733 N. Kedzie Ave.
(312) 743-0555

Tuesday, October 25 at 2:00 p.m.
Greater Grand Crossing Branch
1000 E. 73rd St.
(312) 745-1608

IT'S YOUR CREDIT: UNDERSTAND YOUR CREDIT REPORT, AVOID CREDIT TRAPS & SCAM ARTISTS
Learn tips to avoid credit traps, identity theft, scamming and predatory lending practices which can consume personal finances and severely damage credit histories. The importance of establishing a credit presence and maintaining a good credit history are discussed along with understanding the contents of a credit report and credit/consumer protection laws are presented. Presented by Money Smart Partner, BMO Harris Bank, N.A.

Tuesday, October 25 at 6:00 p.m.
Woodson Regional Library
9525 S. Halsted St.
(312) 747-6900

Wednesday, October 26 at 6:00 p.m.
Mabel Manning Branch
6 S. Hoyne Ave.
(312) 746-6800

STRESS FREE HOME SELLING AND MOVING

Among the topics to be discussed are: the process of selling a home, the appropriateness of the decision, what to do with all of your possessions, the professionals involved, and a timeline for moving/selling. Presented by Money Smart Partner, Dale Tippett, and Seniors' Real Estate Specialist.

Tuesday, October 25 at 11:00 a.m.
Austin -Irving Branch
6100 W. Irving Park Road
(312) 744-6222

All Money Smart programs are free and open to the public. Registration is not required. The Chicago Public Library does not endorse, promote or guarantee the products and/or services of the presenters. Products and/or services are not sold at these presentations. For more information about Money Smart programs, please call (312) 747-8184.

The Chicago Public Library continues to encourage lifelong learning by welcoming all people and offering equal access to information, entertainment and knowledge through materials, programs and cutting-edge technology.

The Chicago Public Library is comprised of the Harold Washington Library Center, two regional libraries and more than 70 neighborhood branches. All locations provide free access to a rich collection of books, DVDs, audio books and music; the Internet and WiFi; newspapers and magazines; sophisticated research databases, many of which can be accessed from a home or office computer. Each location continues to serve as a cultural center, presenting the highest quality author discussions, exhibits and programs for children, teens and adults.

The Harold Washington Library Center, Carter G. Woodson Regional Library and Conrad Sulzer Regional Library are open 7 days a week, the branch libraries are open 6 days a week and patrons can access all of the Library's collections online 24 hours a day. For additional information, please visit the website at chicagopubliclibrary.org or call the Chicago Public Library Press Office at (312) 747-4050.



###

Leave a comment

Get the Sweet widget

More widgets

Video

Lynn Sweet

Lynn Sweet is a columnist and the Washington Bureau Chief for the Chicago Sun-Times.

Stay in touch

About this Entry

This page contains a single entry by Lynn Sweet published on September 17, 2011 8:52 AM.

Rep. Peter Roskam delivers weekly GOP address: Washington a "red tape factory" Video, transcript was the previous entry in this blog.

Former Sen. Charles H. Percy dies at 91. A Percy campaign memories is the next entry in this blog.

Find recent content on the main index or look in the archives to find all content.